• Home
  • Residential Loans
  • The Mortgage Process
  • Down Payment Assistance
  • Mortgage Calculator
  • About Us
  • FAQ
  • Compliance
  • More
    • Home
    • Residential Loans
    • The Mortgage Process
    • Down Payment Assistance
    • Mortgage Calculator
    • About Us
    • FAQ
    • Compliance
  • Home
  • Residential Loans
  • The Mortgage Process
  • Down Payment Assistance
  • Mortgage Calculator
  • About Us
  • FAQ
  • Compliance

Frequently Asked Questions

Please reach us at  if you cannot find an answer to your question.

First time buyers can buy a house for as little as 1% of the purchase price for down payment. Typically, you'll need a minimum of 3.5% to 5% of the purchase price for down payment.  Criteria requirements must be met. Please contact us for further questions. 


Generally you'll need a 620 credit score to finance a home. However, there's different loan types that will accept credit scores as low as 580.  


Multiple inquiries from different lenders are typically counted as only a  single inquiry- As long as they're made within the same 14-45 days.  


NMLS #226255


Copyright © 2024 Bear Creek Funding - All Rights Reserved.

Powered by GoDaddy

  • Home
  • Residential Loans
  • The Mortgage Process
  • Down Payment Assistance
  • Mortgage Calculator
  • About Us
  • Compliance

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept